{"version":"1.2.0","chapters":[{"startTime":0,"endTime":37.59},{"startTime":37.59,"endTime":50.07},{"startTime":50.07,"endTime":123.39,"title":"Confronting Debt: A New Beginning"},{"startTime":123.39,"endTime":165.48,"title":"Understanding Debt: A Burden to Bring to Light"},{"startTime":165.48,"endTime":266.39,"title":"Facing Your Financial Reality"},{"startTime":266.39,"endTime":409.24,"title":"Facing Your Debt: A Path to Hope"},{"startTime":409.24,"endTime":441.78,"title":"Beginning the Journey to Financial Freedom"},{"startTime":441.78,"endTime":528.639,"title":"Facing Financial Facts: The Next Steps"}]}