{"version":"1.2.0","chapters":[{"startTime":0,"endTime":37.59},{"startTime":37.59,"endTime":50.55},{"startTime":50.55,"endTime":61.59,"title":"Navigating Loan Offers: A Journey of Emotions"},{"startTime":61.59,"endTime":118.59,"title":"Intro"},{"startTime":118.59,"endTime":118.66,"title":"Highlight"},{"startTime":118.66,"endTime":249.59,"title":"Understanding Good Debt"},{"startTime":249.59,"endTime":296.08,"title":"CENTRAL QUESTION"},{"startTime":296.08,"endTime":475.42,"title":"Understanding Debt: Building vs. Borrowing"},{"startTime":475.42,"endTime":528.66,"title":"Making Wise Financial Decisions"},{"startTime":528.66,"endTime":536.59,"title":"Choosing Peace Over Pressure"},{"startTime":536.59,"endTime":554.59,"title":"Verse"},{"startTime":554.59,"endTime":574.59,"title":"Prayer"},{"startTime":574.59,"endTime":599.59,"title":"Action Step"},{"startTime":599.59,"endTime":640.158,"title":"Website"}]}