{"version":"1.2.0","chapters":[{"startTime":0,"endTime":80.483},{"startTime":80.483,"endTime":91.916},{"startTime":91.916,"endTime":397.256,"title":"Strategies for Smart Credit Card Use at the Grocery Store"},{"startTime":397.256,"endTime":604.266,"title":"Understanding Credit Card Use for Groceries"},{"startTime":604.266,"endTime":848.228,"title":"The Budget Reality Check"},{"startTime":848.228,"endTime":1262.126,"title":"Managing Credit Card Use for Rewards"},{"startTime":1262.126,"endTime":1359.76,"title":"Preparing for Online Scams"}]}