{"version":"1.2.0","chapters":[{"startTime":0,"endTime":37.59},{"startTime":37.59,"endTime":40.766},{"startTime":40.766,"endTime":154.118,"title":"The Cost of Daily Habits"},{"startTime":154.118,"endTime":223.83,"title":"Understanding the Impact of Small Daily Expenses"},{"startTime":223.83,"endTime":364.064,"title":"The Power of Small Changes in Personal Finance"},{"startTime":364.064,"endTime":444.688,"title":"The 30 Day Challenge: A Path to Better Financial Stewardship"},{"startTime":444.688,"endTime":516.31,"title":"Financial Insights and Advice"}]}