{"version":"1.2.0","chapters":[{"startTime":0,"endTime":37.59},{"startTime":37.59,"endTime":52.286},{"startTime":52.286,"endTime":139.36,"title":"Overcoming Financial Challenges"},{"startTime":139.36,"endTime":196.306,"title":"Understanding the Challenges of Budgeting"},{"startTime":196.306,"endTime":297.752,"title":"Understanding the Cash Envelope System"},{"startTime":297.752,"endTime":422.978,"title":"Implementing the Envelope System"},{"startTime":422.978,"endTime":443.906,"title":"Managing Spending Categories"},{"startTime":443.906,"endTime":526.732,"title":"Key Strategies for Financial Success"}]}