{"version":"1.2.0","chapters":[{"startTime":0,"endTime":22.872},{"startTime":22.872,"endTime":517.872},{"startTime":517.872,"endTime":782.872,"title":"Why Smart People Still Struggle with Money"},{"startTime":782.872,"endTime":1252.872,"title":"The Lies We Tell Ourselves"},{"startTime":1252.872,"endTime":1652.872,"title":" Building Financial Habits That Stick"},{"startTime":1652.872,"endTime":2282.872,"title":"Different Life Stages Require Different Levels of Planning"},{"startTime":2282.872,"endTime":2746.92,"title":"Relying on Will Power Does Not Work"}]}