{"version":"1.2.0","chapters":[{"startTime":0,"endTime":37.59},{"startTime":37.59,"endTime":61.11},{"startTime":61.11,"endTime":101.09,"title":"Understanding Debt Consolidation Offers"},{"startTime":101.09,"endTime":405.79,"title":"Navigating High Interest Debt Offers"},{"startTime":405.79,"endTime":548.8,"title":"Understanding Debt Relief Tools"},{"startTime":548.8,"endTime":671.72,"title":"Navigating Financial Tools with Wisdom and Prayer"},{"startTime":671.72,"endTime":755.461,"title":"Transitioning to New Financial Habits"}]}