{"version":"1.2.0","chapters":[{"startTime":0,"endTime":39.384},{"startTime":39.384,"endTime":52.432},{"startTime":52.432,"endTime":584.811,"title":"Understanding Natural Disasters and Their Impact on Homeowners"},{"startTime":584.811,"endTime":960.665,"title":"Understanding Water Damage Claims"},{"startTime":960.665,"endTime":1580.251,"title":"Understanding Insurance Coverage and Claims"},{"startTime":1580.251,"endTime":2537.929,"title":"Understanding Insurance Industry Changes"},{"startTime":2537.929,"endTime":2964.609,"title":"Navigating Insurance and Homeownership Challenges"},{"startTime":2964.609,"endTime":3328.026,"title":"Navigating Insurance for Historic Homes"}]}