{"version":"1.2.0","chapters":[{"startTime":0,"endTime":37.59},{"startTime":37.59,"endTime":47.014},{"startTime":47.014,"endTime":132.71,"title":"Exploring the Cost of Credit Card Debt"},{"startTime":132.71,"endTime":849.796,"title":"Understanding Credit Card Debt"},{"startTime":849.796,"endTime":863.916,"title":"Understanding Credit Card Pitfalls and Solutions"},{"startTime":863.916,"endTime":1378.498,"title":"Practical Steps for Credit Card Management"},{"startTime":1378.498,"endTime":1644.836,"title":"Managing Debt: Taking Immediate Action"},{"startTime":1644.836,"endTime":1892.022,"title":"Reflection and Action Steps for Managing Credit Card Debt"}]}